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Elizabeth Harper is the award winning author of, Wishing: How to Fulfill Your Heart's Desires. She is a color intuitive, spiritual guide, and teacher with an eclectic array of coloriscious offerings. Her articles and columns have appeared in magazines on four continents. She writes a blog and a popular monthly e-newsletter.
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Credit Articles


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Credit Articles:

Writing Good Debt Collection Letters
One of the reasons why a debt goes beyond recovery stage is failure on the part of the creditor to contact the debtor periodically and demand repayment of the debt. It may be due to failure to communicate or improper communication. This article gives...

Malpractice In Debt Collections
The debt collection industry has had an indifferent past with many cases of debt recovery leading to verbal or physical abuse and prolonged court cases. With the passing of Fair Debt Collection Practices Act in U.S., debt recovery agents have to foll...

Debt Recovery Agent or a Lawyer?
Once a debt has become sufficiently overdue and all the in house efforts have not borne fruit, then it would be prudent to seek the help of an expert - either a debt recovery agent or a lawyer....

The Cost Of Hiring Debt Recovery Agents
When a bad debt goes to a recovery agent, the latter would charge a fee based on the amount to be collected, the time it has been overdue etc. This article discusses the pricing mechanism adopted by recovery or collection agencies for reclaiming an o...

The Need To Contact A Debt Collection Agency
If an overdue debt despite the best efforts of the creditor could not be reclaimed, then it is time to call a debt recovery or collection agent who is a specialist to do the job....

Credit Repair VS Collection Agency
Credit repair and collection agencies are similar, yet different. While consumers may sometimes to escape from their debts by taking advantage of a kind gesture, collection agencies are not nearly as kind as lenders. When you start getting behind in ...

Different Types Of Collection Agencies
With increasing defaults on debt due to a no. of reasons, recovery or collection agencies are also specializing in handling various types of debt defaults depending on the nature of industry....

How To Recover Bad Debts
Recovering bad debts can be an arduous task, particularly in days of economic downturn and recession when the frequency of bad debts rise. But before a bad debt can be reclaimed, it has to be identified in time before things become worse. This is the...

Services Provided By Bad Debt Collectors
The need for a bad debt recovery agent arises, once all the in-house efforts of the company in recovering a bad debt become futile. Small companies are particularly vulnerable as they may not have alternate means of raising working capital to offset ...

Everything You Need To Know About 0 APR Credit Cards
0% APR credit cards are a wise choice for many consumers. They offer good rates and many options. As long as one follows some simple guidelines before selecting his or her card, this can be a safe and economical decision....

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